Properties / 6087 S Lago Grande Drive
FHA ASSUMABLERate: 6.87%

6087 S Lago Grande Drive

$423,500
Fort Mohave, AZ 86426
3 beds2 baths1,917 sqftSingle Family
The assumable advantage
6.87%
FHA assumed rate
$41,328 interest already paid off
Estimated Loan Balance$378,256
Cash to close$46,297
Est. Monthly PITI$3,062
Initial Loan Amount$382,936
Time on site36 days
Remaining Term28 years, 6 months
Seller's equity (what you pay)
$45,244
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Welcome to this custom 3 bedroom, 2 bathroom home located in the highly desirable gated community of Los Lagos, offering 1,917 sq ft of living space and a 676 sq ft oversized 26x26 garage featuring epoxy floors, utility/mechanical closet, 9 high by 18 wide garage door, and WiFi/app controlled garage door opener. This thoughtfully designed home features an open floor plan with 10 ceilings, 8 doors, upgraded Santa Fe textured walls, oversized baseboards, recessed lighting, upgraded plumbing and electrical fixtures, and hard surface flooring throughout with no carpet anywhere. The kitchen offers quartz countertops, a large center island, Frigidaire Gallery appliances, soft-close cabinets, breakfast bar seating, casual dining space, spacious walk-in pantry, and a touchscreen oven with built-in air fryer. The living area is ideal for entertaining with a shiplap electric fireplace, large picture windows, and sliding glass doors leading to the covered back patio and fully fenced backyard. The spacious primary suite includes private backyard access, large walk-in closet with built-in organizers, dual sink quartz vanity, anti-fog LED touch mirror, and oversized tiled walk-in shower with dual shower heads. Split floor plan provides privacy with two guest bedrooms and a full guest bathroom with tub/shower combo. Additional features include a large laundry room with extra cabinetry and hookups for both gas or electric dryer, Google Ring doorbell, Ecobee smart thermostat with app control, transferable ADT security system with sensors on every door and motion detectors, beautiful landscaping, upgraded ledgestone exterior accents, and quality finishes throughout. HOA amenities include resort-style pool and spa, fitness center, tennis courts, pickleball courts, horseshoes, water canals for electric or paddle boats, and a large clubhouse with kitchen and game rooms. Conveniently located just minutes from the Colorado River and nearby off-road trails.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $45,244. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,917
Property typeSingle Family
MLS #039945
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,524/mo
Source est. payment (PITI)
$3,062/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$45,244

Asking price minus remaining loan balance. Closing costs are additional.

$0$45,244
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.