Terms of Use

Last updated August 24, 2026

Who we are

This site is published by Steward Homes, a real-estate team at Luxury Division, a licensed Arizona real-estate brokerage. Using the site means accepting the terms below. If you do not accept them, please do not use the site.

This is information, not an offer

Everything here is published for general information. It is not an offer to sell or a solicitation of an offer to buy any property, and it is not legal, tax, financial or mortgage advice. No property is sold, reserved or held through this site.

Browsing the site, saving a listing or submitting a form does not create a broker-client relationship, an agency relationship or any fiduciary duty. Those begin only under a signed written agreement.

Listing information

Listings are supplied by third-party real-estate data sources and are reproduced here as received. They change constantly, and a property shown as available may already be under contract or off the market.

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.

Loan figures are estimates

This site exists to surface homes whose existing mortgage may be assumable, so please read this section carefully. Unless a listing states otherwise:

  • Interest rates, remaining balances, monthly payments, seller equity and savings figures are estimates derived from public records and modelled amortisation — not from the lender’s current statement.
  • Where a figure is unknown we show a dash rather than a number. A dash means we do not have it, not that it is zero.
  • Whether a loan can actually be assumed, on what terms, and whether you qualify, is decided by the loan servicer and the investor behind the loan. Nothing here binds them.
  • Payment estimates exclude property taxes, insurance, HOA dues and mortgage insurance unless stated.

Confirm every figure with the servicer, a licensed lender and your own advisers before relying on it in a purchase decision.

Fair housing

Steward Homes supports and abides by federal, state and local fair-housing law. All properties on this site are offered on an equal-opportunity basis, without regard to race, colour, religion, sex, disability, familial status, national origin, or any other protected characteristic.

Using the site

Please do not scrape, bulk-download or republish the listing data, attempt to break or overload the site, submit someone else’s contact details, or use the forms to send unsolicited commercial messages. The site’s design, text and code belong to Steward Homes; listing content belongs to its respective owners.

No warranty, and the limits of our liability

The site is provided as-is. We do not warrant that it will be uninterrupted, error-free, or that any listing or figure is accurate or current.

To the fullest extent Arizona law allows, Steward Homes is not liable for indirect, incidental or consequential damages arising from your use of this site or your reliance on anything published here. Nothing in these terms limits liability that cannot be limited by law.

Governing law

These terms are governed by the laws of the State of Arizona, and any dispute belongs in the state or federal courts sitting in Maricopa County, Arizona.

Changes

We may update these terms; the date at the top of the page shows when they last changed. Continuing to use the site after a change means accepting the revised terms.

Contact

Steward Homes at Luxury Division · Jeff Salazar · Scottsdale, Arizona
jeff@stewardhomes.com · (602) 332-3860

See also our Privacy Policy.