This is the kind of home that instantly feels welcoming—and comes with a standout advantage: the seller's current loan is assumable, offering buyers a rare chance to step into a lower interest rate in today's market. With no HOA and a bright, open layout, this 3-bedroom, 2-bath home is designed for comfortable everyday living. Vaulted ceilings, thoughtful wall niches, and upgraded fixtures add character without feeling overdone. The kitchen flows seamlessly into the living space and features a breakfast bar plus all appliances—ideal for busy mornings or relaxed dinners at home. The primary suite is a true retreat with a walk-in closet, dual vanities, and a private toilet room. An oversized laundry room with ample storage adds everyday convenience. Outside, enjoy a covered patio and fully fenced, beautifully landscaped yard perfect for unwinding or entertaining. A 2-car garage with recessed lighting and EV charging rounds out the home. Move-in ready, easy to love, and made even better with an assumable loan this is one you don't want to miss.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $14,785. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.