Properties / 17633 W RUNNING DEER Trail
VA ASSUMABLERate: 7.22%

17633 W RUNNING DEER Trail

$579,900
Surprise, AZ 85387
4 beds4 baths2,857 sqftSingle Family
The assumable advantage
7.22%
VA assumed rate
$90,798 interest already paid off
Estimated Loan Balance$552,557
Cash to close$26,828
Est. Monthly PITI$4,147
Initial Loan Amount$564,995
Time on site0 days
Remaining Term27 years, 10 months
Seller's equity (what you pay)
$27,343
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

BRAND NEW with FULLY ASSUMABLE mortgage! Welcome home to the Darius, a thoughtfully designed ranch-style floor plan featuring soaring 10-foot ceilings and 9-foot doors throughout. The private primary suite offers a spacious walk-in closet and a luxurious bath with a soaking tub and separate shower. A rare second primary suite with its own adjoining living area provides the perfect setup for multi-generational living, long-term guests, or extended family. Enjoy a dedicated study, expansive great room, and seamless access to the covered patio for effortless indoor-outdoor living. The chef-inspired kitchen showcases a large center island, walk-in pantry, dining nook, and gourmet stainless steel appliances.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $27,343. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms4
Square feet2,857
Property typeSingle Family
MLS #7079157
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,843/mo
Source est. payment (PITI)
$4,147/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$27,343

Asking price minus remaining loan balance. Closing costs are additional.

$0$27,343
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.