This is the setup buyers search for and rarely find - corner lot, sparkling pool, greenbelt at your back door with no neighbors directly behind you. This 3 bed+Den, 2 bath, 2,483sqft open floor plan home is move-in ready and shows like it's barely been lived in. But the real story is outside: a lot that gives you extra breathing room, pool for the Arizona summers and fire pit area to sit back and relax. Unlike new construction in the area, there's no lot premium, no waiting and no dirt yard to landscape. The pool, lot, and backdrop are already here, done, and ready to enjoy from day one. This is the rare combination of privacy and position that doesn't come up often in Surprise at this price point. Don't miss out on this opportunity today!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $39,433. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.