Properties / 1132 Cibecue Drive
VA ASSUMABLERate: 5.52%

1132 Cibecue Drive

$244,900
Bullhead City, AZ 86442
2 beds2 baths1,192 sqftSingle Family
The assumable advantage
5.52%
VA assumed rate
$53,668 interest already paid off
Estimated Loan Balance$232,329
Cash to close$13,881
Est. Monthly PITI$1,598
Initial Loan Amount$245,000
Time on site36 days
Remaining Term26 years
Seller's equity (what you pay)
$12,571
Cash or secondary financing
Monthly savings
$40
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

1132 Cibecue Dr welcomes you with comfort, charm, and the perfect Arizona lifestyle. This cozy 2-bedroom, 2-bath home features a warm and inviting layout with a casual dining area that feels perfect for quiet mornings, family dinners, or gathering with friends. Enjoy relaxing under not one, but two covered patios where you can soak in peaceful mornings and beautiful desert evenings. Located in a friendly community filled with amenities, residents enjoy a beautiful clubhouse with a sparkling pool, soothing spa, kitchen, library, fitness room, game room, bar area, and park. Just minutes from the excitement of the Laughlin casinos, the Colorado River, and Rotary Park boat launch, adventure and entertainment are always close by. There s even convenient on-site boat and RV storage for only $100 per year. Whether you re searching for a full-time home or a relaxing winter getaway, this home offers comfort, convenience, and a true sense of community.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $12,571. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,192
Property typeSingle Family
MLS #039329
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,404/mo
Source est. payment (PITI)
$1,598/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$12,571

Asking price minus remaining loan balance. Closing costs are additional.

$0$12,571
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.