Properties / 1410 W FLINTLOCK Drive
VA ASSUMABLERate: 6.35%

1410 W FLINTLOCK Drive

$600,000
San Tan Valley, AZ 85144
5 beds5 baths3,042 sqftSingle Family
The assumable advantage
6.35%
VA assumed rate
$67,222 interest already paid off
Estimated Loan Balance$547,320
Cash to close$53,258
Est. Monthly PITI$3,805
Initial Loan Amount$558,250
Time on site29 days
Remaining Term28 years, 2 months
Seller's equity (what you pay)
$52,680
Cash or secondary financing
Monthly savings
$57
Versus today's market rate
Est. savings per year
$1K
Versus today's market rate

About this home

Welcome to 1410 W Flintlock Dr in San Tan Heights! This former Pulte model home is extensively upgraded, featuring 3,042 sq.ft., 5 bedrooms, 4.5 bathrooms, plus a den and loft, in a spacious two-story layout built in 2022. The main-level primary suite features a bay window and upgraded walk-in shower, while a main-level guest bedroom with an en suite bathroom provides flexibility for visitors or multigenerational living. The open-concept kitchen showcases ample cabinetry and an extra-thick waterfall quartz countertop, flowing into the main living areas with a gas fireplace and designer light fixtures. Upstairs are additional bedrooms with upgraded showers, bathrooms, and flexible space for work or hobbies. Exterior upgrades include a paver driveway a paver driveway and professional landscaping in both the front and backyards. Enjoy a private backyard with no rear neighbors, artificial turf, a mini golf course, and a built-in BBQ with a travertine countertop. Community amenities include a pool and fitness center, plus convenient access to the new WinCo, In-N-Out, nearby restaurants, shopping, and more!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $52,680. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms5
Bathrooms5
Square feet3,042
Property typeSingle Family
MLS #7066097
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,481/mo
Source est. payment (PITI)
$3,805/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$52,680

Asking price minus remaining loan balance. Closing costs are additional.

$0$52,680
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.