Properties / 24249 W ZAK Road
FHA ASSUMABLERate: 6.87%

24249 W ZAK Road

$365,000
Buckeye, AZ 85326
3 beds2 baths1,854 sqftSingle Family
The assumable advantage
6.87%
FHA assumed rate
$58,305 interest already paid off
Estimated Loan Balance$373,711
Cash to close$0
Est. Monthly PITI$2,989
Initial Loan Amount$381,575
Time on site50 days
Remaining Term27 years, 10 months
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Don't miss this incredible opportunity to own a beautifully upgraded home in the desirable Anderson Parc community in Buckeye. This move-in ready 3-bedroom (plus 2 bonus rooms) 2-bath home offers thoughtful owner upgrades you won't find in a standard builder home. Enjoy excellent curb appeal with a custom RV gate, extended concrete for additional parking and functionality, and a spacious extended covered patio designed for outdoor entertaining. Relax under the charming bistro lights while enjoying Arizona evenings in the low-maintenance backyard. Inside, you'll find beautiful finishes, tile in all the right places. Extras, and upgrades- blinds, ceiling fans throughout, stylish finishes, and an open-concept layout that's perfect for everyday living. Start your mornings on the inviting front porch with beautiful mountain views, adding the perfect Arizona backdrop to your daily routine. Located in Anderson Parc, residents enjoy parks, walking paths, playgrounds, and convenient access to I-10, Watson Road, shopping, dining, schools, and the rapidly growing Buckeye employment corridor. Whether you're commuting to the West Valley or looking for a newer home with upgraded outdoor living space, this property checks all the boxes. Approved bank price means a smoother short sale process--an outstanding opportunity for buyers looking for value without sacrificing upgrades or location. Approved Short Sale - Bank Price Already Approved!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,854
Property typeSingle Family
MLS #7056841
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,513/mo
Source est. payment (PITI)
$2,989/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.