Properties / 12377 W HARRISON Street
VA ASSUMABLERate: 2.68%

12377 W HARRISON Street

$443,900
Avondale, AZ 85323
3 beds2 baths1,691 sqftSingle Family
The assumable advantage
2.68%
VA assumed rate
$18,219 interest already paid off
Estimated Loan Balance$114,009
Cash to close$330,433
Est. Monthly PITI$852
Initial Loan Amount$129,916
Time on site50 days
Remaining Term24 years, 6 months
Seller's equity (what you pay)
$329,891
Cash or secondary financing
Monthly savings
$2,089
Versus today's market rate
Est. savings per year
$25K
Versus today's market rate

About this home

NO NEIGHBORS BEHIND THIS LOVELY UPDATED HOME WITH A POOL THAT BACKS SOUTH TO COMMON SPACE. This is an open and split floorplan with the Primary Bedroom on the opposite side of the home from the other bedrooms for maximum privacy. There is gorgeous tile throughout. Improvements & upgrades including NEW ROOF UNDERLAYMENT, NEWER HVAC, WINDOWS & DOORS(with a transferable lifetime guarantee), CUSTOM PRIMARY BEDROOM SHOWER, Water Softener, Garage Door/opener, Side gate, Variable Speed Pool Pump, Toilets, Front Security Door, Gas Lines, Tile Flooring, Granite Counters & more. The oasis-like yard has extensive patio, pool w/water feature, mature landscaping and it backs south to common space.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $329,891. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,691
Property typeSingle Family
MLS #7051941
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$529/mo
Source est. payment (PITI)
$852/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$329,891

Asking price minus remaining loan balance. Closing costs are additional.

$0$329,891
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.