This is an assumable Loan for a qualified Veteran!!! Charming townhome in a highly desirable location overlooking tranquil green space w/ mature trees. Just steps from a newly renovated community pool, tennis courts and ample guest parking! Home boasts 2.5 beautifully updated baths, including a tiled walk-in shower in the primary suite and a tiled tub surround in the guest bath. Hard-surface flooring throughout-no carpet here!! The updated kitchen showcases modern cabinetry, quartz countertops and a sliding glass door that opens to a private outdoor patio with additional storage.(Washer is in the kitchen area and dryer is in the outdoor storage). Inviting townhome t move-in ready in a prime location!!! Also, includes 2 parking spots. New HVAC 2026!!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $62,432. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.