Welcome to this charming single-level home in the Citrus Point community of Surprise. Offering approximately 1,571 square feet, this thoughtfully designed residence features four bedrooms, two bathrooms, and a desirable split-bedroom floor plan. Vaulted ceilings and abundant natural light create an open, inviting feel. The eat-in kitchen offers generous storage, a pantry, gas range, reverse-osmosis system, and pull-out lower cabinet shelving. The private backyard features mature landscaping, synthetic grass, raised garden beds, and extra concrete space for a spa or storage shed. Additional highlights include a covered patio, two-car garage, tile roof. A/C was replaced in 2024. convenient access to shopping, dining, recreation, and major roadways.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $125,772. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.