Spacious and thoughtfully designed, this Surprise home offers comfortable indoor-outdoor living. The open layout features a large great room, formal dining area, dedicated office, and beautiful kitchen with granite countertops, large island, abundant cabinetry, and stainless steel appliances. The primary suite includes a walk-in closet and private bath, while additional bedrooms offer flexibility for guests, hobbies, or work-from-home needs. Outside, enjoy a covered patio, paver entertaining area, expansive grass backyard, and paved side yard/outside parking from side to back. Additional highlights include a 3-car garage with built-in storage, built-in 7-speaker system, camera sensors, newer HVAC system (one unit replaced), newer water heater, and newer garage door.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $275,091. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.