Properties / 22926 E POCO CALLE
VA ASSUMABLERate: 6.3%

22926 E POCO CALLE

$597,500
Queen Creek, AZ 85142
4 beds2 baths2,235 sqftSingle Family
The assumable advantage
6.3%
VA assumed rate
$21,789 interest already paid off
Estimated Loan Balance$413,623
Cash to close$183,877
Est. Monthly PITI$2,905
Initial Loan Amount$416,815
Time on site15 days
Remaining Term29 years, 3 months
Seller's equity (what you pay)
$183,877
Cash or secondary financing
Monthly savings
$941
Versus today's market rate
Est. savings per year
$11K
Versus today's market rate

About this home

Curb appeal shines from the moment you arrive at this freshly painted 4 bedroom, 2 bathroom home in the established Church Farm neighborhood of Queen Creek. Inside, a bright, window lit interior greets you, where modern ceiling fans and a mix of carpet and gray plank tile flooring set a clean, contemporary tone throughout. The kitchen is the heart of the home, featuring stainless steel Cafe appliances, a gas range, and a reverse osmosis system for everyday convenience. Gray quartz countertops pair beautifully with white cabinetry and modern hardware, while a fluted subway tile backsplash and matte black dome pendants above the island add a designer touch. A spacious walk-in pantry rounds out this well appointed kitchen. Just off the kitchen, the dining area is anchored by a modern oval LED pendant and opens through a sliding glass door straight out to the backyard. A versatile den offers flexible space for a home office or additional living area. The primary suite is a true retreat, where a walk-in closet, detached soaking tub, separate vanity, and walk-in shower create a spa like escape, all finished with white quartz counters and gray cabinetry. The secondary bathroom continues the same elevated palette with white quartz, gray cabinets, a dual vanity sink, and a bath and shower separated by a door for added privacy. Each secondary bedroom offers its own closet, and the laundry room is outfitted with a built in shelf and natural light. Outside, the backyard becomes a true entertainer's paradise. A covered and extended patio with a gas stub sets the stage for outdoor dining, while travertine surrounds the salt water pool, complete with a baja step, waterfall feature, and sunshade. Real grass, an outdoor shower, misters, gutters, and a garden bed complete this Arizona friendly retreat. Tucked into the established Church Farm neighborhood, this home offers mature, tree lined streets near Queen Creek's growing town center, with easy access to local shopping, dining, and everyday conveniences. With thoughtful upgrades throughout and a backyard built for Arizona living, this home is ready to welcome its next owner. You won't want to miss making it yours.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $183,877. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet2,235
Property typeSingle Family
MLS #7072053
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,583/mo
Source est. payment (PITI)
$2,905/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$183,877

Asking price minus remaining loan balance. Closing costs are additional.

$0$183,877
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.