Properties / 14594 W COLUMBINE Drive
VA ASSUMABLERate: 6.11%

14594 W COLUMBINE Drive

$450,000
Surprise, AZ 85379
3 beds2 baths1,744 sqftSingle Family
The assumable advantage
6.11%
VA assumed rate
$10,496 interest already paid off
Estimated Loan Balance$411,477
Cash to close$38,523
Est. Monthly PITI$2,842
Initial Loan Amount$413,100
Time on site0 days
Remaining Term29 years, 7 months
Seller's equity (what you pay)
$38,523
Cash or secondary financing
Monthly savings
$145
Versus today's market rate
Est. savings per year
$2K
Versus today's market rate

About this home

Welcome to Marley Park! Built in 2019 and exceptionally well maintained, this inviting home offers the kind of easy, comfortable living buyers appreciate. Step inside to an open, flowing floor plan that feels bright, spacious and welcoming. The layout provides an effortless connection between the main living spaces, making everyday life comfortable and entertaining a breeze. Pride of ownership shines throughout, with the home kept in great condition and ready for its next chapter. No major projects or immediate to-do list--just move in, settle in and start enjoying all that Marley Park has to offer. A wonderful opportunity to own a move-in-ready home in one of the area's popular communities. Well cared for, thoughtfully designed and ready to welcome you home.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $38,523. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,744
Property typeSingle Family
MLS #7080121
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,509/mo
Source est. payment (PITI)
$2,842/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$38,523

Asking price minus remaining loan balance. Closing costs are additional.

$0$38,523
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.