Short Sale Opportunity! Don't miss this amazing chance to own a West Valley gem just minutes from ASU West! This charming single-story home in the desirable Palm Terrace community offers great value and curb appeal with low-maintenance landscaping. Inside, enjoy vaulted ceilings, a neutral color palette, and stylish wood-look flooring. The updated eat-in kitchen features gray cabinetry, stainless steel appliances, granite countertops, a pantry, and a large island with a breakfast bar perfect for entertaining. The backyard is built for relaxation with a covered patio, pavers, and lush synthetic grass. Plus, the community playground is right across the street, ideal for families and outdoor fun!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $14,817. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.