Properties / 6013 S Kodiak
FHA ASSUMABLERate: 4.98%

6013 S Kodiak

$335,000
Fort Mohave, AZ 86426
3 beds2 baths1,225 sqftSingle Family
The assumable advantage
4.98%
FHA assumed rate
$67,470 interest already paid off
Estimated Loan Balance$310,287
Cash to close$27,116
Est. Monthly PITI$2,239
Initial Loan Amount$329,422
Time on site36 days
Remaining Term25 years, 10 months
Seller's equity (what you pay)
$24,713
Cash or secondary financing
Monthly savings
$195
Versus today's market rate
Est. savings per year
$2K
Versus today's market rate

About this home

Looking for an RV parking, Oversized lot in Sun Valley, Here is the home for you! This 3-bedroom, 2-bathroom home with open kitchen connects to the living and dining area, giving you a functional layout to build from. A garage plus dedicated RV parking round out the practical extras. Solar is leased, helping offset energy costs along the way.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $24,713. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,225
Property typeSingle Family
MLS #037952
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,781/mo
Source est. payment (PITI)
$2,239/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$24,713

Asking price minus remaining loan balance. Closing costs are additional.

$0$24,713
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.