Properties / 1137 W MOUNTAIN VIEW Drive
FHA ASSUMABLERate: 6.63%

1137 W MOUNTAIN VIEW Drive

$315,000
Taylor, AZ 85939
4 beds2 baths2,128 sqftSingle Family
The assumable advantage
6.63%
FHA assumed rate
$19,239 interest already paid off
Estimated Loan Balance$288,713
Cash to close$26,015
Est. Monthly PITI$2,230
Initial Loan Amount$291,620
Time on site0 days
Remaining Term29 years, 1 month
Seller's equity (what you pay)
$26,287
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Welcome to this sunlit, move-in ready mountain home in Taylor! Thoughtfully refreshed with new carpet & fresh paint inside and out, this vacant gem offers immediate occupancy and effortless living. At its heart, a seamless open-concept design connects the flexible living, kitchen, and dining areas, anchored by a versatile bonus room ideal for an office or creative studio. Both full baths feature double sinks, while the primary suite spoils you with a soaking tub, separate shower, and walk-in closet. Practical perks abound: dual gas and electric range & dryer hookups, the gas range is stored in the large storage container in back yard. Outside, the fenced yard offers storage/work space, & a fenced run with direct pet-door access from the laundry room. Seller related to listing agent

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $26,287. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet2,128
Property typeSingle Family
MLS #7079238
CountyMaricopa County
Assumable loanFHA
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Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,868/mo
Source est. payment (PITI)
$2,230/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$26,287

Asking price minus remaining loan balance. Closing costs are additional.

$0$26,287
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.