Properties / 3222 N SEAN Drive
VA ASSUMABLERate: 2.96%

3222 N SEAN Drive

$519,995
Chandler, AZ 85224
4 beds3 baths2,039 sqftSingle Family
The assumable advantage
2.96%
VA assumed rate
$52,151 interest already paid off
Estimated Loan Balance$321,439
Cash to close$200,001
Est. Monthly PITI$1,843
Initial Loan Amount$361,000
Time on site50 days
Remaining Term24 years, 10 months
Seller's equity (what you pay)
$198,556
Cash or secondary financing
Monthly savings
$1,542
Versus today's market rate
Est. savings per year
$19K
Versus today's market rate

About this home

Customize this home to match your style and create the space you've always envisioned! With great bones, a versatile floor plan, and endless potential, this property offers an excellent opportunity to add your personal touches while building equity.Seller will look at all reasonable ofers! Featuring 4 bedrooms, 3 bathrooms, an attached casita complete with a full kitchen, & a 2-car garage, there's room for everyone. Enjoy the freedom of No HOA with an RV gate, abundant RV parking, and a Tuff shed. The oversized Arizona room offers incredible flexibility as a game room, man cave, hobby room, fitness space, or additional living area. Ideal for multi-generational living, extended guests, or rental potential, this unique property combines space, functionality, & the chance to make it your own!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $198,556. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,039
Property typeSingle Family
MLS #7048198
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,525/mo
Source est. payment (PITI)
$1,843/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$198,556

Asking price minus remaining loan balance. Closing costs are additional.

$0$198,556
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.