Furnished OCOTILLO floor plan in MountainBrook Village, a 55+ active adult community offering a wide variety of activities and amenities. This 3 bedroom, 2 bath home features high vaulted ceilings, a split floor plan, plantation shutters and newer flooring. Spacious kitchen with granite countertops, updated cabinetry and plenty of storage. Private primary suite includes a deep Jacuzzi tub, separate shower and large walk-in closet. Major updates include approximately $30K in Andersen windows, $7K Andersen front door, 3-year-old A/C, newer water heater and water softener. Large private lot with paver driveway and walkway plus a large covered patio. Extended 2-car garage with epoxy flooring and room for a pickup. Furnishings included.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $401,455. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.