Properties / 6528 W VIA MONTOYA Drive
VA ASSUMABLERate: 6.58%

6528 W VIA MONTOYA Drive

$649,000
Glendale, AZ 85310
4 beds2 baths2,392 sqftSingle Family
The assumable advantage
6.58%
VA assumed rate
$43,089 interest already paid off
Estimated Loan Balance$602,815
Cash to close$47,324
Est. Monthly PITI$4,229
Initial Loan Amount$607,792
Time on site50 days
Remaining Term29 years
Seller's equity (what you pay)
$46,185
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Resort-style living in the highly sought-after Arrowhead Ranch area! This beautifully maintained 4-bedroom, 2-bath home offers a spacious single-level floor plan with two inviting living areas, perfect for everyday living and entertaining. The kitchen features granite countertops and opens to the family room with a cozy gas fireplace. Escape to your private backyard oasis with a sparkling Pebble Tec pool, built-in BBQ, and covered patio. Additional highlights include a 3-car garage, fresh interior paint, tankless water heater, and water softener. Enjoy lakes, parks, walking paths, golf, shopping, dining, top-rated schools, and convenient freeway access. This home truly has it all!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $46,185. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet2,392
Property typeSingle Family
MLS #7054239
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,885/mo
Source est. payment (PITI)
$4,229/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$46,185

Asking price minus remaining loan balance. Closing costs are additional.

$0$46,185
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.