Just like NEW on a CORNER LOT on a cul de sac, this 3 bedroom 2 bath home has fresh paint and flooring throughout and PAID OFF SOLAR! The open concept kitchen features espresso cabinets w crown molding and granite counters with breakfast bar. The bedrooms have new carpet and the primary bedroom has en suite with walk in shower. The backyard has new gravel and ready for your additional plans.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.