OWNED SOLAR adds value to this beautiful 2022 home, conveniently located in the desirable Southern Vista neighborhood with easy access to shopping, dining, schools, and everyday amenities. The home features 4 bedrooms, 2 bathrooms, and an open-concept layout designed for comfortable living. The stylish kitchen offers granite countertops, a large island, and pantry, flowing seamlessly into the living and dining areas. The spacious primary suite includes a walk-in closet, while the low-maintenance landscaping, block-walled backyard, and attached 2-car garage complete the package. This move-in ready home is one you won't want to miss!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $42,508. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.