Properties / 25555 W WINSTON Drive
VA ASSUMABLERate: 3.45%

25555 W WINSTON Drive

$395,000
Buckeye, AZ 85326
4 beds3 baths2,458 sqftSingle Family
The assumable advantage
3.45%
VA assumed rate
$53,317 interest already paid off
Estimated Loan Balance$230,450
Cash to close$165,582
Est. Monthly PITI$1,508
Initial Loan Amount$263,913
Time on site50 days
Remaining Term23 years, 9 months
Seller's equity (what you pay)
$164,550
Cash or secondary financing
Monthly savings
$1,143
Versus today's market rate
Est. savings per year
$14K
Versus today's market rate

About this home

PRACTICALLY BRAND NEW! Welcome to this beautifully remodeled home in the heart of Historic Buckeye! Situated on a desirable corner lot, this spacious home features 4 bedrooms, 2.5 bathrooms, and a versatile loft perfect for a home office, game room, or additional living space. Every detail has been thoughtfully refreshed, including new interior paint, brand-new carpet, new tile flooring, elegant marble flooring in the upstairs bathrooms and laundry room, stylish new light fixtures, and low-maintenance desert landscaping in both the front and backyard. The show-stopping kitchen has been completely reimagined with gorgeous granite countertops, updated cabinetry, and a large walk-in pantry, creating the perfect space for cooking, entertaining, and everyday living. Move-in ready from top to bottom, this turnkey home offers exceptional value and is priced below market for a quick sale.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $164,550. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,458
Property typeSingle Family
MLS #7048537
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,186/mo
Source est. payment (PITI)
$1,508/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$164,550

Asking price minus remaining loan balance. Closing costs are additional.

$0$164,550
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.