2521 W RED FOX RD, Phoenix, AZ 85085 - 4 bedroom + loft, 2.5 bath in Dynamite Mountain Ranch! 2,206 sq ft all bedrooms upstairs, New AC in 2025 keeps you cool year-round! Fenced pebble tec play pool with Gazebo, built in BBQ, Pit Boss Pro Series smoker, fridge and TV ready for entertaining, stainless steel appliances, fridge, washer/dryer all convey. Solar = Savings. Assume a low $213/month solar loan - lower utility bills from day one. Quiet interior lot with easy freeway access with short drive to shopping and restaurants. VA buyers can assume loan with qualifying & sellers release of entitlement. 3.25% rate, payment $2,637, balance $435,000.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $64,025. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.