Properties / 17987 W REDWOOD Lane
VA ASSUMABLERate: 3.1%

17987 W REDWOOD Lane

$410,000
Goodyear, AZ 85338
2 beds2 baths1,732 sqftSingle Family
The assumable advantage
3.1%
VA assumed rate
$57,235 interest already paid off
Estimated Loan Balance$384,157
Cash to close$27,472
Est. Monthly PITI$2,155
Initial Loan Amount$423,000
Time on site50 days
Remaining Term25 years, 6 months
Seller's equity (what you pay)
$25,843
Cash or secondary financing
Monthly savings
$600
Versus today's market rate
Est. savings per year
$7K
Versus today's market rate

About this home

Skip the Builder, enjoy the lifestyle today! Skip the wait for new construction and move right into this beautifully upgraded home on an oversized 8,815 sq. ft. lot in CantaMia's premier 55+ resort-style community. Enjoy a bright, open floor plan with tile flooring, wood shutters, and designer finishes throughout. The kitchen features granite countertops, a large island, staggered cabinetry, custom backsplash, pendant lighting, stainless steel appliances, gas cooktop, vent hood, stacked wall oven and microwave, plus the refrigerator is included. The kitchen flows seemlessly into the great room. The versatile den is ideal for a home office, hobbies, or guest space. The spacious primary suite offers a bay window, dual sinks, walk-in shower, and generous walk-in closet. Guests will appreciate a private bedroom with a nearby full bath. Thoughtful upgrades include a 2023 gas water heater, owned water softener with reverse osmosis, washer and dryer, laundry sink, custom security screen door, and attached garage. Ceiling fans, motorized shades and solar ad to energy efficiency. Relax outdoors under the extended covered patio overlooking the spacious backyard with room for a future pool. Experience tranquility in your private Zen garden. Enjoy CantaMia's exceptional amenities, including a 26,000-square-foot Village Center, indoor and outdoor pools, fitness center, café, pickleball, tennis, lakes, clubs, and miles of walking and biking trails. Everything is complete, just move in and enjoy the lifestyle.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $25,843. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,732
Property typeSingle Family
MLS #7056762
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,818/mo
Source est. payment (PITI)
$2,155/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$25,843

Asking price minus remaining loan balance. Closing costs are additional.

$0$25,843
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.