Properties / 1643 E WILDHORSE Place
FHA ASSUMABLERate: 6.81%

1643 E WILDHORSE Place

$619,000
Chandler, AZ 85286
5 beds3 baths2,566 sqftSingle Family
The assumable advantage
6.81%
FHA assumed rate
$888 interest already paid off
Estimated Loan Balance$11,982
Cash to close$607,018
Est. Monthly PITI$445
Initial Loan Amount$12,099
Time on site8 days
Remaining Term29 years
Seller's equity (what you pay)
$607,018
Cash or secondary financing
Monthly savings
$3,571
Versus today's market rate
Est. savings per year
$43K
Versus today's market rate

About this home

This spacious 4-bedroom offers a stunning modern kitchen with black cabinetry, gold hardware, stainless steel appliances, and striking marble-style countertops and a large breakfast bar. A unique bonus room provides an ideal setup for a home studio, office, or creative space. Enjoy a private backyard oasis featuring a sparkling pool, extended paver patio, and covered outdoor living area. With an open layout and low-maintenance landscaping, this home was built for easy living. Close to parks, schools, shopping, and dining--don't miss this one!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $607,018. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms5
Bathrooms3
Square feet2,566
Property typeSingle Family
MLS #7075166
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$79/mo
Source est. payment (PITI)
$445/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$607,018

Asking price minus remaining loan balance. Closing costs are additional.

$0$607,018
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.