Lovely corner lot with easy maintenance and functional floor plan. kitchen equipped with breakfast bar, quartz counter tops, and tile backsplash. 1/2 bath and laundry room downstairs, 3 bedrooms and 2 bath upstairs. New A/C unit and garage door installed 2025. No carpet throughout the whole house! Great location close to all the shopping along Baseline Rd and easy access to highways, airport, and downtown Phoenix. Stunning Mountain views!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $190,732. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.