Charming brick home on a gated cul-de-sac! Manicured desert landscape, covered front patio, & 2-car garage. Inviting open layout with recessed lighting, thick baseboards, wood-look floors, & custom paint. The cozy living area features a stone-accented wood-burning fireplace & multi-sliding doors to the outside. Well-appointed kitchen has breakfast bar, staggered cabinetry w/crown moulding, SS appliances, & mosaic backsplash. Spacious main bedroom offers two walk-in closets, makeup vanity, & bathroom w/dual sinks, glass-enclosed shower, & backyard access. The 3rd bedroom includes a Murphy bed, a versatile space for an office or guest quarters! Enjoy the backyard boasting a covered deck, built-in BBQ, cement benches, lovely pavers, & city lights/mountain views. Arizona living at its finest!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $145,015. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.