Properties / 2738 Pasadena Avenue
VA ASSUMABLERate: 6.65%

2738 Pasadena Avenue

$270,000
Kingman, AZ 86401
3 beds2 baths1,369 sqftSingle Family
The assumable advantage
6.65%
VA assumed rate
$28,202 interest already paid off
Estimated Loan Balance$281,286
Cash to close$0
Est. Monthly PITI$2,040
Initial Loan Amount$284,917
Time on site36 days
Remaining Term28 years, 7 months
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

This well-maintained home features tile flooring throughout and a functional layout designed for everyday comfort. The kitchen offers an open feel while remaining distinct from the living room, creating a space that is both connected and practical. Easy-care finishes make upkeep simple, allowing more time to enjoy your home. Outside, you'll find attractive rock landscaping in the front yard, energy-efficient solar panels, a covered back patio, and a storage shed for added convenience. With thoughtful features both inside and out, this property is ready to welcome its next owner.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,369
Property typeSingle Family
MLS #040513
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,834/mo
Source est. payment (PITI)
$2,040/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.