Built in 2021 by Gehan Homes, this beautifully designed single-story home blends modern style with comfortable everyday living. The open-concept floor plan features 3 bedrooms, 2 bathrooms and a versatile flex space perfect for a home office, or an additional living area. At the heart of the home, the spacious kitchen offers granite countertops, a center island and an easy flow into the main living and dining areas--ideal for both entertaining and everyday life. Step outside to relax beneath the covered patio or enjoy sunny Arizona days in your private backyard pool. Situated on a desirable corner lot in centrally located Monterra Village, this home offers convenient access to shopping, dining, schools and everyday amenities.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $90,615. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.