Properties / 828 E Quentin Lane
FHA ASSUMABLERate: 3.62%

828 E Quentin Lane

$369,999
San Tan Valley, AZ 85140
4 beds2 baths1,340 sqftSingle Family
The assumable advantage
3.62%
FHA assumed rate
$36,307 interest already paid off
Estimated Loan Balance$83,264
Cash to close$286,735
Est. Monthly PITI$776
Initial Loan Amount$108,007
Time on site13 days
Remaining Term19 years, 8 months
Seller's equity (what you pay)
$286,735
Cash or secondary financing
Monthly savings
$1,688
Versus today's market rate
Est. savings per year
$20K
Versus today's market rate

About this home

Whether you're looking for space for the family, RVS, recreational vehicles, pets or your dream backyard, this property has the room to make it happen! This home features 4 bed 2 baths , BRAND NEW AC UNIT, Newer roof, New energy efficient windows, New hot water heater. Backyard features RV GATES Mature citrus trees, orange, lemon, grapefruit, pomegranate, Garden beds. Come see all this property has to offer - homes with this much land are hard to find.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $286,735. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,340
Property typeSingle Family
MLS #7073056
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$494/mo
Source est. payment (PITI)
$776/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$286,735

Asking price minus remaining loan balance. Closing costs are additional.

$0$286,735
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.