Why wait for new construction when you can move in now? This beautiful 2023-built property offers modern, energy-efficient living with smart-home technology and no interior steps. The kitchen was made for gathering, featuring granite countertops, a spacious island, breakfast bar, and walk-in pantry, all flowing into a bright and airy great room. Step outside to a grassy backyard with a private hot tub, perfect for relaxing beneath Arizona's colorful sunsets. Located in Vista de Montana near shopping, dining, community playgrounds, walking and biking paths, with convenient I-10 access. Better than new!!!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $36,598. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.