Properties / 2540 E Curtis Way
FHA ASSUMABLERate: 6.26%

2540 E Curtis Way

$229,900
Fort Mohave, AZ 86426
3 beds2 baths1,185 sqftSingle Family
The assumable advantage
6.26%
FHA assumed rate
$40,121 interest already paid off
Estimated Loan Balance$184,957
Cash to close$46,252
Est. Monthly PITI$1,477
Initial Loan Amount$191,468
Time on site36 days
Remaining Term26 years, 8 months
Seller's equity (what you pay)
$44,943
Cash or secondary financing
Monthly savings
$166
Versus today's market rate
Est. savings per year
$2K
Versus today's market rate

About this home

Located in the desirable Sunrise Vistas manufactured home community, this move-in ready 3 bedroom, 2 bath home offers comfort, functionality, and inviting living spaces throughout. Step inside to discover a thoughtfully designed layout featuring an easy flow kitchen, casual dining area, convenient breakfast counter, and a bright, open living room that is perfect for everyday living and entertaining. The primary suite includes a walk-in closet, walk-in shower, and a dedicated linen closet for added storage and convenience. Outside, you will enjoy a generously sized, fully fenced backyard complete with a full-length covered patio that is ideal for relaxing or hosting gatherings. The property also features laminate flooring throughout, ceiling fans, window coverings, front and rear landscaping, a covered carport, a workshop with work bench, built-in storage, and an attached storage room, providing plenty of space for hobbies and organization. Located within minutes of shopping, restaurants, entertainment and community services.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $44,943. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,185
Property typeSingle Family
MLS #036603
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,190/mo
Source est. payment (PITI)
$1,477/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$44,943

Asking price minus remaining loan balance. Closing costs are additional.

$0$44,943
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.