Looking for that UNIQUE single-family home with 2 SEPARATE UNITS, 2 SEPARATE ENTRANCES, & 2 SEPARATE GARAGES that is located across the street from the Colorado River? Visit Bullhead City, AZ & check out this awesome 2 story home that features 2959 living sf in total, 5 total bedrooms, & 4 total bathrooms all under one roof. The perfect full-time residence, part time vacation home, or cash flowing investment property, as you can live in 1 of the units & rent out the other 1. Or maybe you have a large family or 2 families? This home is a perfect set up for that as well. Located on the main lower level of this home features a gated front courtyard area. Step through the front door & into the lower unit which features 2 bedrooms, 1 bathroom, living room, kitchen, & 2 car garage with laundry hook ups. The open style living/kitchen area offers tiled floors, while the kitchen features tiled counters, & plenty of cabinets. The 2 bedrooms on this level are spacious in size, while the bathroom has a solid surface vanity & walk in shower. The 2-car attached garage is 28' deep with 8' tall garage door & has its own washer/dryer hookups. Now for the upstairs main unit of this property. You can drive up to the easement/private road to access the upstairs unit directly from the garage, or you can take the stairs to the front entry door from the outside or enter through the stairs on the inside from the garage of the downstairs unit. Either way you will enter into the main home & the family room which has plush carpet & crown molding. Walk into the main living area of the upstairs primary living quarters & into the living room which features a gas fireplace, tile floors & carpet, & an entry door to the property's elevated balcony/deck. The main kitchen features tiled counters, white appliances, & plenty of cabinets, & there is a formal dining area with a wet bar. Take the hallway & your first stop will be the primary suite. It is grand in size & has a walk-in closet, dual sink vanity, soaking tub, 2 walk-in showers, & sunken jetted jacuzzi. The guest bedrooms are spacious in size, & the guest bathroom has a tiled tub/shower combo. The upstairs unit also features its own 2 car 17' deep garage with separate laundry hook ups. New AC unit installed in May 2026 that comes with a 10-year transferrable warranty!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $216,687. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.