Properties / 748 S 176TH Avenue
FHA ASSUMABLERate: 6.86%

748 S 176TH Avenue

$570,000
Goodyear, AZ 85338
3 beds3 baths2,405 sqftSingle Family
The assumable advantage
6.86%
FHA assumed rate
$75,178 interest already paid off
Estimated Loan Balance$520,155
Cash to close$49,335
Est. Monthly PITI$4,124
Initial Loan Amount$531,643
Time on site0 days
Remaining Term28 years
Seller's equity (what you pay)
$49,845
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Welcome to this beautifully maintained 2024-built home offering 3 bedrooms, a versatile den, 2.5 bathrooms, and approximately 2,405 square feet of thoughtfully designed living space. The spacious single-level floor plan features neutral finishes, plantation shutters, abundant natural light, and a flexible den ideal for a home office, playroom, or additional living area. Retreat to the generous primary suite featuring a large walk-in closet and a well-appointed bathroom with dual sinks and an oversized walk-in shower. Additional highlights include an interior laundry room, attractive low-maintenance landscaping, a paver driveway, a wide side gate, and a split three-car garage providing valuable space for vehicles, storage, or recreational equipment. Nearly new and move-in ready, this home delivers modern comfort, flexible living, and plenty of room to make it your own.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $49,845. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet2,405
Property typeSingle Family
MLS #7080085
CountyMaricopa County
Assumable loanFHA
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Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,487/mo
Source est. payment (PITI)
$4,124/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$49,845

Asking price minus remaining loan balance. Closing costs are additional.

$0$49,845
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.