Properties / 3441 E AVALON Drive
FHA ASSUMABLERate: 6.5%

3441 E AVALON Drive

$475,000
Phoenix, AZ 85018
3 beds3 baths1,651 sqftSingle Family
The assumable advantage
6.5%
FHA assumed rate
$52,556 interest already paid off
Estimated Loan Balance$458,447
Cash to close$17,018
Est. Monthly PITI$3,532
Initial Loan Amount$466,396
Time on site44 days
Remaining Term28 years, 4 months
Seller's equity (what you pay)
$16,553
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Welcome to 3441 E Avalon Dr, an exceptional residence ideally situated in one of Phoenix's most sought-after enclaves, just moments from the charm and energy of Arcadia. Thoughtfully crafted with a refined contemporary aesthetic, this home offers a seamless open-concept design that elevates both sophisticated entertaining and effortless daily living. Sunlight pours into the expansive living spaces, illuminating a beautifully appointed kitchen and inviting gathering areas. The home features three well-designed bedrooms, including dual primary suites, along with the convenience of an upstairs laundry. Ascend to the third level, where a striking spiral staircase leads to a private rooftop retreat. Here, indulge in breathtaking 360-degree views from the glittering downtown Phoenix skyline to the iconic silhouette of Camelback Mountain. Blending modern luxury with an unbeatable location, this residence presents a rare opportunity to experience elevated living in the heart of a vibrant community.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $16,553. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet1,651
Property typeSingle Family
MLS #7059961
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,954/mo
Source est. payment (PITI)
$3,532/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$16,553

Asking price minus remaining loan balance. Closing costs are additional.

$0$16,553
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.