Properties / 7726 E BASELINE Road
FHA ASSUMABLERate: 6.26%

7726 E BASELINE Road

$315,000
Mesa, AZ 85209
3 beds2 baths1,392 sqftSingle Family
The assumable advantage
6.26%
FHA assumed rate
$66,868 interest already paid off
Estimated Loan Balance$306,448
Cash to close$8,920
Est. Monthly PITI$2,387
Initial Loan Amount$319,113
Time on site46 days
Remaining Term26 years, 8 months
Seller's equity (what you pay)
$8,552
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Welcome to effortless living in this well-maintained townhome located in a gated community in East Mesa. Designed for both comfort and convenience, this residence offers a smart, functional layout with inviting living spaces and low-maintenance appeal--perfect for a primary residence, second home, or investment property. Enjoy access to resort-style community amenities, including a sparkling pool, clubhouse, park, and dog park, ideal for socializing, relaxing, and everyday enjoyment. The gated setting provides added peace of mind, while the central location offers easy access to shopping, dining, freeway access, and local conveniences. Whether you're looking for easy lock-and-leave living or a turnkey opportunity, this home delivers comfort, community, and convenience all in one.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $8,552. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,392
Property typeSingle Family
MLS #7051990
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,972/mo
Source est. payment (PITI)
$2,387/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$8,552

Asking price minus remaining loan balance. Closing costs are additional.

$0$8,552
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.