Properties / 21131 W HUBBELL Street
FHA ASSUMABLERate: 4.53%

21131 W HUBBELL Street

$415,000
Buckeye, AZ 85396
4 beds2 baths1,795 sqftSingle Family
The assumable advantage
4.53%
FHA assumed rate
$86,056 interest already paid off
Estimated Loan Balance$214,748
Cash to close$199,778
Est. Monthly PITI$1,798
Initial Loan Amount$253,000
Time on site0 days
Remaining Term22 years
Seller's equity (what you pay)
$200,252
Cash or secondary financing
Monthly savings
$1,161
Versus today's market rate
Est. savings per year
$14K
Versus today's market rate

About this home

Welcome home to this inviting single-story, 4-bedroom, 2-bath residence located in the desirable Sienna Hills community! The open and functional floor plan features tile flooring throughout the main living areas with comfortable carpet in the bedrooms. The kitchen offers granite countertops, stainless steel appliances, a center island with additional prep and gathering space, and plenty of cabinetry for storage. Outside, you'll appreciate the convenient double-gate access to a paved side yard with a storage shed--perfect for additional storage, recreational gear, or extra outdoor space. Enjoy all that Sienna Hills has to offer, including a community pool and spa, clubhouse, recreation center, and playground. Ideally located with easy access to the I-10 freeway and just minutes from Costco, shopping, dining, and everyday conveniences. This home combines comfort, functionality, and a great community lifestyle!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $200,252. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,795
Property typeSingle Family
MLS #7079527
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,286/mo
Source est. payment (PITI)
$1,798/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$200,252

Asking price minus remaining loan balance. Closing costs are additional.

$0$200,252
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.