Properties / 24143 W WHYMAN Avenue
FHA ASSUMABLERate: 7.23%

24143 W WHYMAN Avenue

$450,000
Buckeye, AZ 85326
4 beds3 baths2,041 sqftSingle Family
The assumable advantage
7.23%
FHA assumed rate
$97,007 interest already paid off
Estimated Loan Balance$429,671
Cash to close$21,595
Est. Monthly PITI$3,551
Initial Loan Amount$441,844
Time on site50 days
Remaining Term27 years
Seller's equity (what you pay)
$20,329
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

The Complete Package: Newer Construction, Corner Lot, Premium Upgrades. This exceptional 4-bedroom plus flex room, 3-bath home offers the perfect combination of modern design, functionality, and move-in-ready convenience. Situated on a desirable corner lot, the open-concept floor plan showcases a spacious kitchen featuring quartz countertops, upgraded cabinetry, under-cabinet lighting, and seamless flow into the living and dining areas ideal for everyday living and entertaining. Thoughtfully enhanced beyond builder standards, the home includes a built-in theater system and backyard speaker system, creating an elevated indoor-outdoor living experience. The well designed layout offers generous living spaces, comfortable bedrooms, and stylish finishes throughout.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $20,329. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,041
Property typeSingle Family
MLS #7037245
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,020/mo
Source est. payment (PITI)
$3,551/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$20,329

Asking price minus remaining loan balance. Closing costs are additional.

$0$20,329
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.