Properties / 19614 N BELLWOOD Drive
FHA ASSUMABLERate: 6.56%

19614 N BELLWOOD Drive

$474,900
Sun City West, AZ 85375
2 beds2 baths1,650 sqftSingle Family
The assumable advantage
6.56%
FHA assumed rate
$27,861 interest already paid off
Estimated Loan Balance$423,332
Cash to close$51,968
Est. Monthly PITI$3,193
Initial Loan Amount$426,841
Time on site31 days
Remaining Term29 years, 1 month
Seller's equity (what you pay)
$51,568
Cash or secondary financing
Monthly savings
$81
Versus today's market rate
Est. savings per year
$1K
Versus today's market rate

About this home

Step into style with this beautifully updated patio home. Luxury wood-look tile throughout, spacious open-concept living with vaulted ceilings, modern fans, lights, and custom hardware. The chef's kitchen is the place to gather with modern cabinets, quartz counters, crisp designer backsplash, top-of-the-line stainless steel appliances, and a cooktop with a gorgeous hood. The open bonus room offers flexibility for an office or a card/game room; the options are endless. The primary suite features a spacious spa-inspired walk-in shower and custom closet. The guest bath was also updated with a walk-in shower. Excellent choice of new, decorator-style window treatments throughout. Enjoy a 2-car garage, golf cart parking, and a newer roof. Fresh, polished, and ready to impress!!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $51,568. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,650
Property typeSingle Family
MLS #7064924
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,720/mo
Source est. payment (PITI)
$3,193/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$51,568

Asking price minus remaining loan balance. Closing costs are additional.

$0$51,568
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.