Properties / 18083 W WOLF Street
VA ASSUMABLERate: 2.88%

18083 W WOLF Street

$539,900
Goodyear, AZ 85395
5 beds3 baths2,343 sqftSingle Family
The assumable advantage
2.88%
VA assumed rate
$50,786 interest already paid off
Estimated Loan Balance$337,484
Cash to close$207,619
Est. Monthly PITI$1,927
Initial Loan Amount$372,873
Time on site50 days
Remaining Term25 years, 1 month
Seller's equity (what you pay)
$202,416
Cash or secondary financing
Monthly savings
$1,608
Versus today's market rate
Est. savings per year
$19K
Versus today's market rate

About this home

Freshly painted interior completed August 2026. Enjoy the solar panels and extremely low utility costs in this upgraded 4-bedroom + den (easily converted to a 5th bedroom), 3-bath home in the gated Sedella community! Situated on a huge lot, this move-in-ready home features a 3-car garage, RV gate, and an open floor plan with tile flooring throughout the main living areas. The kitchen offers granite countertops, stainless steel appliances, crown-molded cabinetry, a walk-in pantry, and a large island with breakfast bar. The spacious primary suite includes dual sinks, a walk-in closet, and private bath. Outside, enjoy a covered patio and expansive backyard with endless possibilities. A must-see home offering space, flexibility, and energy savings!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $202,416. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms5
Bathrooms3
Square feet2,343
Property typeSingle Family
MLS #6966493
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,576/mo
Source est. payment (PITI)
$1,927/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$202,416

Asking price minus remaining loan balance. Closing costs are additional.

$0$202,416
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.