Discover a rare 1934 adobe ranch that blends classic Southwest character with practical self-reliant living on nearly 5 acres in Double Adobe. Foot-thick adobe and stucco walls, a metal roof, and single-level territorial/Santa Fe design provide timeless charm and natural insulation. Inside, enjoy 4 bedrooms, 3 bathrooms, two living areas (one flexible 5th bedroom/bonus room), an inviting eat-in kitchen, and formal dining. Thoughtful updates include tile and wood flooring, dual-pane windows, fresh paint, wood stove, oversized tub, walk-in closets, and 220V power in the kitchen for serious cooking or canning. Outside, a wraparound covered patio/lanai, greenhouse, orchard, horse facilities with stall and turnout, RV parking with hookup potential, workshop, multiple storage sheds, private well and fenced areas create a functional homestead for gardening, animals, projects, and enjoying wide-open desert, mountain, and sunset views.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $185,905. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.