Properties / 1363 W PINKLEY Avenue
FHA ASSUMABLERate: 3.07%

1363 W PINKLEY Avenue

$295,000
Coolidge, AZ 85128
3 beds3 baths2,113 sqftSingle Family
The assumable advantage
3.07%
FHA assumed rate
$47,619 interest already paid off
Estimated Loan Balance$309,964
Cash to close$0
Est. Monthly PITI$1,963
Initial Loan Amount$343,660
Time on site50 days
Remaining Term25 years, 3 months
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$269
Versus today's market rate
Est. savings per year
$3K
Versus today's market rate

About this home

Welcome to this beautiful 3-bedroom, 3-bath, two-story home offering approximately 2,100 sq. ft. of comfortable living space in the highly desirable Heartland Ranch community of Coolidge. Built in 2021, this well-maintained home features an open, functional floor plan with spacious living areas, an oversized kitchen island, ample counter space, and generous natural light throughout. Enjoy the flexibility of both upstairs and downstairs living spaces, a garage with an automatic door opener, and a blank-slate backyard ready for your dream outdoor retreat. Nestled in a quiet neighborhood close to parks, schools, and everyday conveniences, this move-in-ready home is a must-see!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet2,113
Property typeSingle Family
MLS #7054899
CountyMaricopa County
Assumable loanFHA
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Prefer virtual tour?
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,471/mo
Source est. payment (PITI)
$1,963/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.