Mid Century Charm. Modern Interior. Just reduced to $429,900. Solid brick Mid-Century Ranch, priced to move. Located in the heart of Central Phoenix with easy freeway access to I-10 and I-17. Dark wood-look tile floors run through all the right places. Features a renovated kitchen with white shaker cabinets, granite counters, stainless appliances, gas range, eat-in space, and a separate dining area. Two en suite primary bedrooms, two additional bedrooms, and a den. Built for multi-generational living. One primary suite has its own exterior door and dedicated mini-split. The living room opens through a sliding glass door to a private backyard with a block wall, brick walkways, a circular grass feature, and mature landscaping. No HOA
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $177,002. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.