Properties / 18349 W VIA DEL SOL
VA ASSUMABLERate: 4.03%

18349 W VIA DEL SOL

$388,950
Surprise, AZ 85387
3 beds2 baths1,590 sqftSingle Family
The assumable advantage
4.03%
VA assumed rate
$65,862 interest already paid off
Estimated Loan Balance$174,527
Cash to close$215,258
Est. Monthly PITI$1,275
Initial Loan Amount$209,262
Time on site50 days
Remaining Term21 years, 7 months
Seller's equity (what you pay)
$214,423
Cash or secondary financing
Monthly savings
$1,284
Versus today's market rate
Est. savings per year
$15K
Versus today's market rate

About this home

Seller offering $8,000 in financing incentives! Brand new carpet and paint! Beautifully maintained and move-in ready, this 3-bedroom, 2-bath home with a den and spacious 2-car garage with built-ins showcases pride of ownership throughout. Located in highly sought after Austin Ranch, this community features a gorgeous community pool, splash pad, playgrounds, dog parks, pickle ball, baseball, and more all within walking distance! Meticulously clean and thoughtfully updated, the home features quartz kitchen countertops, rich dark birch cabinetry, and expansive tile flooring in all the right places. The versatile den offers the perfect space for a home office, playroom, or additional living area. Enjoy a spacious and functional floor plan designed for comfortable everyday living.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $214,423. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,590
Property typeSingle Family
MLS #7049701
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,010/mo
Source est. payment (PITI)
$1,275/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$214,423

Asking price minus remaining loan balance. Closing costs are additional.

$0$214,423
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.