Properties / 27022 W KERRY Lane
VA ASSUMABLERate: 6.15%

27022 W KERRY Lane

$574,000
Buckeye, AZ 85396
2 beds3 baths2,191 sqftSingle Family
The assumable advantage
6.15%
VA assumed rate
$119,690 interest already paid off
Estimated Loan Balance$519,671
Cash to close$55,620
Est. Monthly PITI$3,710
Initial Loan Amount$542,920
Time on site50 days
Remaining Term26 years, 5 months
Seller's equity (what you pay)
$54,329
Cash or secondary financing
Monthly savings
$65
Versus today's market rate
Est. savings per year
$1K
Versus today's market rate

About this home

This stunning villa is the epitome of resort-style living. The home has been beautifully maintained and boasts significant builder upgrades including custom soft closing cabinets, quartz countertops, gas cooktop with stainless steel hood, custom blinds and interior shutter package, custom master closet, dual sliding glass patio doors with extended exterior patio, custom garage cabinets with workbench, exterior sunscreen, golf cart garage with epoxy floors to name a few. Please see documents for a list of all property upgrades. Community amenities include biking/walking paths, clubhouse, pool, spa, pickleball, racquetball, workout facility and more. This is a 55+ community. This popular floorplan is highly sought after. Do not miss this opportunity to own this absolutely amazing home!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $54,329. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms3
Square feet2,191
Property typeSingle Family
MLS #7048640
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,320/mo
Source est. payment (PITI)
$3,710/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$54,329

Asking price minus remaining loan balance. Closing costs are additional.

$0$54,329
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.