ASSUMABLE 5.4% VA LOAN -- NON-VETERAN BUYERS ELIGIBLE! Take advantage of a rare opportunity to assume the seller's existing VA loan at an attractive 5.4% interest rate. The seller is open to a non-veteran assumption, allowing the buyer to take over the existing financing while the seller's VA eligibility remains tied to the property. Inside, enjoy a bright, inviting layout with an open living area, ample kitchen cabinetry, and a sliding glass door leading to the backyard. Outside, a spacious yard and full-length covered patio create the perfect setting for relaxing, entertaining, and enjoying Arizona living. A great home paired with a financing opportunity that can offer significant savings compared with today's conventional rates. Ask for details on the assumable VA loan!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $36,341. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.