Properties / 17648 W ADAMS Street
FHA ASSUMABLERate: 6.64%

17648 W ADAMS Street

$490,000
Goodyear, AZ 85338
4 beds3 baths2,049 sqftSingle Family
The assumable advantage
6.64%
FHA assumed rate
$41,097 interest already paid off
Estimated Loan Balance$461,842
Cash to close$28,600
Est. Monthly PITI$3,381
Initial Loan Amount$467,368
Time on site17 days
Remaining Term28 years, 9 months
Seller's equity (what you pay)
$28,158
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

This like-new home shines with an upgraded stone-accented elevation and paver driveway, set inside a gated community offering a pool, clubhouse, sport courts, playgrounds, and miles of walking/biking paths. Inside, the open great-room layout pairs beautifully with a flexible bonus space and a smart split-bedroom design featuring 4 bedrooms and 3 baths, including a private secondary suite ideal for guests. The kitchen impresses with white cabinetry, granite countertops, tile backsplash, stainless appliances, a walk-in pantry, and an island with breakfast bar and pendant lighting. Plank tile flooring flows through the main living areas while soft carpet adds comfort in the bedrooms, and the 2-car garage with service door completes this move-in-ready gem.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $28,158. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,049
Property typeSingle Family
MLS #7071097
CountyMaricopa County
Assumable loanFHA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,003/mo
Source est. payment (PITI)
$3,381/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$28,158

Asking price minus remaining loan balance. Closing costs are additional.

$0$28,158
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.