Properties / 6484 E VIA JARDIN VERDE
VA ASSUMABLERate: 6.42%

6484 E VIA JARDIN VERDE

$350,000
Tucson, AZ 85756
3 beds2 baths1,727 sqftSingle Family
The assumable advantage
6.42%
VA assumed rate
$74,470 interest already paid off
Estimated Loan Balance$324,836
Cash to close$25,547
Est. Monthly PITI$2,510
Initial Loan Amount$338,265
Time on site42 days
Remaining Term26 years, 7 months
Seller's equity (what you pay)
$25,164
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Welcome home to your 3 bedroom + office 2022-built single-story retreat located in the award winning Vail School District, with an assumable VA loan. The heart of this home is an inviting kitchen with granite countertops, gas-range, walk-in pantry, and breakfast nook overlooking a spacious great room. The home features three bedrooms, including a beautiful primary suite with oversized walk-in closet. Upgraded tile and countertops throughout the living and bathroom areas. Dedicated laundry room with both gas and electric connections. Ceiling fans throughout, and 9' ceilings. Located in the highly desirable La Estancia community where you will love the great selection of schools available within the sought after Vail School District. La Estancia has direct access to 'The Loop', an interconnected system of more than 130 miles of paved pathways and bike lanes, two community pools, basketball court, pickleball courts, and more than eight beautiful parks. La Estancia is within close proximity to many major employers, including Davis-Monthan AFB, Tucson International Airport, UA Tech Park, Raytheon and Amazon. Come see your gorgeous new home today!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $25,164. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,727
Property typeSingle Family
MLS #7056286
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,125/mo
Source est. payment (PITI)
$2,510/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$25,164

Asking price minus remaining loan balance. Closing costs are additional.

$0$25,164
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.