Properties / 6691 E SADDLEHORN Circle
VA ASSUMABLERate: 6.64%

6691 E SADDLEHORN Circle

$529,000
Hereford, AZ 85615
4 beds2 baths2,072 sqftSingle Family
The assumable advantage
6.64%
VA assumed rate
$46,226 interest already paid off
Estimated Loan Balance$489,147
Cash to close$41,264
Est. Monthly PITI$3,720
Initial Loan Amount$495,000
Time on site50 days
Remaining Term28 years, 7 months
Seller's equity (what you pay)
$39,853
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Beautifully maintained 4-bedroom, 2-bathroom corner-lot residence showcasing breathtaking mountain views and an effortless blend of comfort and style. The thoughtfully designed open-concept layout features vinyl plank flooring throughout the main living areas with newer plush carpet in the bedrooms. A stunning 16-foot sliding glass door creates a seamless indoor-outdoor connection, filling the home with natural light and framing the stunning outdoor oasis. Outside enjoy the extended paver patio complete with a top of the line aluminum pergola. Swim laps or play in the two-in-one style pool perfect for parties or exercise! Don't miss all the well thought out features like the extended courtyard, landscaping, added concrete driveway and so much more!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $39,853. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet2,072
Property typeSingle Family
MLS #7042411
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,187/mo
Source est. payment (PITI)
$3,720/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$39,853

Asking price minus remaining loan balance. Closing costs are additional.

$0$39,853
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.